Banking2Day — Your Daily Financial Partner Independent comparison · not a lender

Get Instant Loan up to

₹5,00,000

⚡ Decision in as little as 5 minutes*

  • 10.49% p.a.Starting interest rate
  • 100% PaperlessAadhaar & PAN only
  • Flexible EMI3 to 72 months
  • Zero collateralUnsecured loan

Apply and get cash fast

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A little about you

This helps match you with the right lending partner.

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No fees. No paperwork with us. Decision by the lender.

Thank you!

Your enquiry is with our lending partners. You'll hear from us on WhatsApp shortly, and we've emailed you a confirmation.

Reference ID B2D-00000
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🔒 Banking2Day never asks for a processing fee, OTP or bank password.

Offers from RBI-registered banks & NBFCs

RamFin CorpIDFC FIRST BankIndusInd BankHDFC BankAxis BankSBI CardScapia

Availability varies by profile and city. Each application is completed on the lender's own platform.

Why choose Banking2Day

Get your loan in 3 easy steps

  1. 1
    Submit basic detailsMobile number, WhatsApp OTP, name, email, city — under 2 minutes.
  2. 2
    Get matched offersWe share your enquiry with the lending partners whose criteria you meet.
  3. 3
    Complete KYC with the lenderFinish e-KYC on the lender's app or site. On approval, funds go to your bank account.

Eligibility criteria

Age21 – 60 years
Income₹15,000+ per month (salaried)
ResidencyResident of India
DocumentsPAN & Aadhaar

Indicative. Each lender applies its own policy; self-employed applicants may be asked for bank statements or ITR.

Rates & charges

₹
Loan amount₹5,000 – ₹5,00,000
%
Interest rate10.49% – 36% p.a. (set by lender)
⏱
Tenure3 – 72 months
✎
Processing fee0% – 4% of loan amount, as per lender
↺
Pre-closure0% – 4% of outstanding, as per lender
!
Late paymentTypically 2% per month on overdue EMI

Illustrative APR example

For a ₹1,00,000 loan at 12% p.a. reducing balance over 24 months with a 2% processing fee. Actual figures depend on the lender's offer.

Loan amount₹1,00,000
Tenure24 months
Interest rate12% p.a.
Monthly EMI₹4,707
Total interest₹12,977
Processing fee (2%)₹2,000
Total cost of credit₹14,977
Effective APR≈ 14.2%

Frequently asked questions

Is Banking2Day a lender?

No. Banking2Day is an independent comparison and referral service. Your loan, if approved, is provided by an RBI-registered bank or NBFC on its own terms.

Does applying affect my credit score?

Submitting an enquiry here does not. A lender may run a credit check when you proceed with them, which is a normal part of any loan application.

How fast will I hear back?

You'll get a WhatsApp message from us shortly after submitting. Lender decisions are typically same day, and many disburse within hours of KYC.

Are there any charges from Banking2Day?

None. If anyone asks you for a fee, OTP or bank password in our name, ignore them and write to info@knx.banking2day.com.

What if I'm self-employed?

Several partners lend to self-employed applicants. You may be asked for recent bank statements or an ITR by the lender.