Instant Personal Loan up to ₹5,00,000 — Compare Offers

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+91

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A little about you

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Employment

💼 Salaried 🏪 Self-employed

No fees. No paperwork with us. Decision by the lender.

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Your enquiry is with our lending partners. You'll hear from us on WhatsApp shortly, and we've emailed you a confirmation.

Reference ID B2D-00000

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🔒 Banking2Day never asks for a processing fee, OTP or bank password.

Why choose Banking2Day

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One enquiry, many lendersWe match your profile with partner banks and NBFCs so you don't apply one by one.

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100% digital, zero paperwork with usVerify on WhatsApp, fill three fields, done. KYC happens with the lender.

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Clear disclosures, no false promisesRates, fees and approval are decided by the lender — we tell you that up front.

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No fees, everBanking2Day never charges you. We may receive a referral fee from partners; it never changes what you pay.

Get your loan in 3 easy steps

Submit basic detailsMobile number, WhatsApp OTP, name, email, city — under 2 minutes.

Get matched offersWe share your enquiry with the lending partners whose criteria you meet.

Complete KYC with the lenderFinish e-KYC on the lender's app or site. On approval, funds go to your bank account.

Rates & charges

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Loan amount₹5,000 – ₹5,00,000

Interest rate10.49% – 36% p.a. (set by lender)

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Tenure3 – 72 months

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Processing fee0% – 4% of loan amount, as per lender

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Pre-closure0% – 4% of outstanding, as per lender

Late paymentTypically 2% per month on overdue EMI

Frequently asked questions

Is Banking2Day a lender?

No. Banking2Day is an independent comparison and referral service. Your loan, if approved, is provided by an RBI-registered bank or NBFC on its own terms.

Does applying affect my credit score?

Submitting an enquiry here does not. A lender may run a credit check when you proceed with them, which is a normal part of any loan application.

How fast will I hear back?

You'll get a WhatsApp message from us shortly after submitting. Lender decisions are typically same day, and many disburse within hours of KYC.

Are there any charges from Banking2Day?

None. If anyone asks you for a fee, OTP or bank password in our name, ignore them and write to info@knx.banking2day.com.

What if I'm self-employed?

Several partners lend to self-employed applicants. You may be asked for recent bank statements or an ITR by the lender.

₹5,00,000